SWBRL Benefits



ADVANTAGES TO BABE RUTH BASEBALL AFFILIATION

 

 

  1. Uncomplicated Post-Season Tournament Trails
  1. DISTRICTS: 13, 14, and 13-15 league champions compete for a State tournament slot. Most 16-18 teams entering State Tournament do so from their League Championship status or space available.
  1. STATE TOURNAMENTS: District Champions and hosts. No State Tournament Entry fees for 13-15 age groups. Occasional team State Entry fees for 16-18’s.
  1. REGION TOURNAMENTS: Clubs from Northern and Southern Oregon, Idaho, Montana, Wyoming, Northern and Southern Washington, British Columbia, and Alberta. Winner goes to a World Series.
  1. WORLD SERIES: Region Champions, coaches, and managers are flown to and from their respective World Series. While there, players are housed in private homes with at least one other player from their team.
  1. EXPOSURE: Professional baseball scouts attend Babe Ruth State, Region and World Series tournaments. Scouts at the World Series are guests of Babe Ruth Baseball, Inc. Many professional and college players have been part of Babe Ruth Baseball and softball.

2.  OUTSTANDING ADVANTAGES OF THE 2013 BABE RUTH INSURANCE PLANS--This is NOT a prospectus but a description.

 

ACCIDENT INSURANCE--Group Accident Insurance is mandatory for all chartered leagues. 
.This group accident insurance plan solicited and administered by K&K Insurance Group, is placed with an A-rated carrier, and requires that all the teams in the league must take the coverage. The plan includes these outstanding features:

 

*Provides primary coverage

*Coverage provided for all league personnel, managers, coaches, umpires, Board Members, etc. (See

brochure for full listing)

*Coverage is effective the day after the premium is mailed (as per the postmark) to Babe Ruth League, Inc.

*Can be "bound to be effective" without premium for a short period by calling K&K Insurance Group. Payment

must be received within 30 days or coverage will be cancelled for non-payment of premium.

*Allows you to play teams other than Babe Ruth teams

*Coverage for participating in non-Babe Ruth tournaments provided if it is sanctioned by the local league and

does not interfere with the Babe Ruth League, Inc. tournament trail.

*Provides coverage for fall programs at no additional cost

*Provides $100,000 of coverage for players while traveling directly to and from Babe Ruth league activities,

practices and games as a team or group under the supervision of a coach or a designated league

representative

*Provides coverage for medical bills sustained up to one full year from the date of the injury

*Provides dental coverage to natural teeth

*After a deductible of $100, reimburses covered expenses up to $250,000

*Provides up to $10,000 for accidental death or dismemberment st

*Policy period is February 1, 2013 to January 31, 2014 (provided coverage is obtained by February 1 )

 

COMMERCIAL GENERAL LIABILITY INSURANCE - This league liability insurance plan solicited and administered by K&K Insurance Group, is placed with an A-rated carrier and requires that all the teams in the league take the coverage. The plan includes these outstanding features:

 

*Coverage is effective the day after the premium is mailed (as per the postmark) to Babe Ruth League, Inc. Has no deductible

*Provides participant legal liability

*Participant vs. participant claims are not excluded

*Provides legal protection for all league personnel while they are acting within the scope of their duties

*Written on an "occurrence" form as opposed to a "claims made" form

*Limits of coverage chosen ($1 or $2 Million) are provided for each incident (a $5,000,000 General Aggregate for each insured league applies)

*Covers hosting of Babe Ruth tournaments

*Provides $1 Million of hired and non-owned automobile insurance coverage (in excess of personal automobile insurance)

*Covers additional insureds at no additional cost st

*Policy period is February 1, 2013 to January 31, 2014 (provided coverage is obtained by February 1 )

 

 

DIRECTORS & OFFICERS LIABILITY INSURANCE - The directors and officers insurance plan solicited and administered by K&K Insurance Group, is placed with an A-rated carrier and is available only to those leagues which have purchased both the accident and liability insurance plans above. The D&O policy includes these outstanding features:

 

*Coverage is provided for Boards of Directors rather than individual chartered leagues.

*Coverage is provided for "Wrongful Acts" or "Errors and Omissions" that result in lawsuits as a result of (some examples):

*Discrimination (age, race, sex, handicap)

*Wrongful dismissal, rejection or suspension of League personnel or players

*Acts beyond authority granted in bylaws

*Failure to enforce rules or bylaws

*Violation of State and Federal Laws (Anti-Trust, IRS, EEOC)

*Suppression of First Amendment Rights (speech, expression)

*Failure to properly manage League financial affairs

 

*$1,000,000 aggregate, deductible of $500 per claim

*Policy period is February 1, 2013 to January 31, 2014 (provided coverage is obtained by February 1 

*D&O Liability Insurance is an optional coverage.  It is available only to leagues which have purchased both the Group Accident and General Liability Insurance plans described above.

*Equipment and contents insurance is also available.